NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Mortgage debt (NPL) in Cádiz
69 assets of this kind in Cádiz, with their published price and the real state of the proceedings.
This page holds only mortgage debt (npl) in Cádiz. It is a route with its own timings, costs and risks, so it is worth looking at separately from the rest of the catalogue: below are the assets available, each with its own listing, and the glossary entry explaining how the deal works end to end.
Cádiz in figures
There are currently 395 assets listed in Cádiz in the Arkos catalogue. 287 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €3,925 to €233,900, with a median of €79,900. The median price per built square metre is €856/m². The most common opportunity is REO · bank-owned (72% of the inventory) and the most common property type is homes. Most of the inventory is concentrated in Jerez de la Frontera, Algeciras, and Chiclana de la Frontera.
By opportunity type
- REO · bank-owned286 assets
- NPL · mortgage debt69 assets
- Auction bid assignments40 assets
By property type
- Homes144 assets
- Houses and villas106 assets
- Flats53 assets
- Retail premises17 assets
- Garages and storage8 assets
- Offices8 assets
- Land and plots4 assets
- Industrial units3 assets
- Rural estates2 assets
Towns with the most assets
- Jerez de la Frontera98 assets
- Algeciras65 assets
- Chiclana de la Frontera31 assets
- La Línea de la Concepción30 assets
- El Puerto de Santa María17 assets
- San Fernando17 assets
- Cádiz16 assets
- Sanlúcar de Barrameda13 assets
- San Roque11 assets
- Barbate10 assets
Count of the public catalogue, updated on October 1, 2026.
What you can buy in Cádiz
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Cádiz
69 listings available
NPLPrime
House · 96 m² · 2 beds · 2 baths
Built 2005
- 67 %
- Debt / value
Estimated property value €168,000
−35 %
€110,000
NPLPrime
Rural / agricultural · 20.431 m²
- 63 %
- Debt / value
Estimated property value €28,900
−38 %
€18,000
NPLPrime
Home · 60 m² · 2 beds · 1 bath
Built 1960
- 76 %
- Debt / value
Estimated property value €116,000
−26 %
€85,900
NPLPrime
House · 157 m² · 4 beds · 3 baths
Built 2004
- 85 %
- Debt / value
Estimated property value €278,000
−17 %
€232,000
NPLPrime
House · 512 m² · 5 beds · 5 baths
Built 1981
- 36 %
- Debt / value
Estimated property value €660,000
−65 %
€234,000
NPLPrime
House · 130 m² · 3 beds · 2 baths
Built 1989
- 121 %
- Debt / value
Estimated property value €61,000
−11 %
€54,400
NPLPrime
Flat · 130 m² · 3 beds · 2 baths
Built 1999
- 74 %
- Debt / value
Estimated property value €234,000
−28 %
€169,000
NPLPrime
NPLPrime
NPLPrime
House · 102 m² · 2 beds · 1 bath
Built 1920
- 55 %
- Debt / value
Estimated property value €148,000
−46 %
€79,900
NPLPrime
Flat · 85 m² · 2 beds · 1 bath
Built 1974
- 53 %
- Debt / value
Estimated property value €154,000
−48 %
€79,900
NPLPrime
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