Property portal and discounted investment

Find your home.Find your next investment.

Properties for sale and rent, plus bank and fund assets analyzed before they reach the market.

Over 32,000 opportunities one click away

To live in

Sales and rentals

Find your home with all the information clear at first glance, and we'll be with you right up to the signing.

  • Apartments and houses for sale
  • Homes for rent
  • Shops, offices and warehouses
  • Support through to signing
View properties ›

To invest

Investments

We analyze the deal, define scenarios and support the execution, so every decision comes with information, method and traceability.

  • Debt purchase · NPL
  • Court auctions
  • Auction award assignments · CDR
  • Purchase without possession · REO
  • Due diligence and follow-up
View investments ›

Four ways to buy below market.

The same property, at different stages. The earlier you enter, the more margin and room to grow.

NPL · Debt purchase

You buy the debt

The unpaid mortgage, not the house. The biggest discount on the market in exchange for going through the legal process.

  • Collateral and encumbrances
  • Procedural status
  • Recovery routes
View NPL ›Auction · First auction

You bid yourself

The court puts the property up for sale to pay the owner's debts. No intermediaries.

  • Encumbrances and proceedings
  • Value versus the bid
  • Possession after the award
View auctions ›Award assignment · Auction award assignment

You buy the winning bid

The property has already been through auction. The award is assigned to you and you're one step from the deed.

  • Award stage
  • Occupancy of the property
  • Total cost up to the deed
View Award assignment ›REO · Purchase without possession

You buy the property

The bank already owns it. A standard sale before a notary, at a discount and without going through court.

  • Valuation with comparables
  • Possession status
  • Real cost and exit
View REO ›

From asset to deed, with you.

  1. 01

    Selection

    You only see the assets that pass our margin analysis.

  2. 02

    Due diligence

    Legal, cadastral and financial report before you decide.

  3. 03

    Acquisition

    Notarial deed in your name and land registry entry.

  4. 04

    Management

    Occupants, renovations and paperwork. You receive updates.

Opportunities studied by our team.

View the full catalog ›

Arkos Academy

Learn to invest before you invest.

Free training course for investors: how discounted deals are analyzed and executed.

  • Debt purchase · NPL
  • Court auctions
  • Auction award assignments · CDR
  • Property purchase · REO

Get the course for free

Leave your details and we'll send you access.

By submitting, you agree to be contacted about the course. Privacy

For owners

Sell or rent with the same standard.

Realistic valuation, great presentation and support through to handing over the keys.

  • Valuation and pricing strategy
  • Presentation and promotion of the property
  • Viewings and candidate screening
  • Negotiation, paperwork and signing
Value my property

For investors

First, we understand what you're looking for.

Not every deal suits everyone. Before showing you one, we define your decision framework.

  • Available capital and investment structure
  • Areas that interest you
  • Timeframe and goal of the deal
  • Previous experience
  • Tolerance for occupancy, court proceedings and renovation
Define my profile

Arkos Finance

We make your purchase possible.

Tailored financing for your NPL, REO and CDR deals, without draining your cash reserves.

  • Express pre-assessment, no commitment
  • We handle the deal with the financial institution
  • Traditional or alternative, depending on the deal

Up to 100%

of the purchase price, subject to prior approval

Response in 24–48 h

Simulate your financing

The essentials before you start.

Is a return guaranteed?

No. We work with explicit scenarios and risks; the final result may vary.

Can I invest without NPL experience?

Yes, as long as the type of deal and its complexity fit your profile. We start with the simplest.

What is the minimum capital?

It depends on each asset and how the purchase is structured. On each listing you see the price and the cost of the deal.

What happens after I sign up?

You see the catalog, save what interests you, and can request information or talk to an analyst about any asset.

Arkos Investor Prime · free for a limited time

The assets that aren't published.

Sign the NDA once and get access to the address, photos, price and full documentation.

Get Investor Prime for free
+32,000
bank and fund assets
+6,000
geolocated auctions
+25,000
valuation comparables