NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
1,109 assets of this kind in Spain, with their published price and the real state of the proceedings.
This page holds only auction bid assignments in Spain. It is a route with its own timings, costs and risks, so it is worth looking at separately from the rest of the catalogue: below are the assets available, each with its own listing, and the glossary entry explaining how the deal works end to end.
There are currently 14,028 assets listed in Spain in the Arkos catalogue. 9,679 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €3,723 to €5,491,830, with a median of €103,000. The median price per built square metre is €1,063/m². The most common opportunity is REO · bank-owned (80% of the inventory) and the most common property type is homes. Most of the inventory is concentrated in Madrid, Murcia, and Sevilla.
Count of the public catalogue, updated on October 1, 2026.
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Public-auction assets and bid assignments, with short timelines and a keen entry price.
1,201 listings available
Home · 185 m² · 4 beds · 3 baths
Built 2006
Estimated property value €75,000
€69,000
Home · 138 m² · 5 beds · 2 baths
Built 1952
Estimated property value €118,000
€55,000
Home · 47 m² · 1 bed · 1 bath
Built 1960
Estimated property value €26,000
€14,400
Home · 274 m² · 4 beds · 2 baths
Built 1930
Estimated property value €174,000
€165,000
Home · 75 m² · 2 beds · 1 bath
Built 1971
Estimated property value €133,000
€111,000
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