NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
11,171 assets of this kind in Spain, with their published price and the real state of the proceedings.
This page holds only reo assets (bank-owned) in Spain. It is a route with its own timings, costs and risks, so it is worth looking at separately from the rest of the catalogue: below are the assets available, each with its own listing, and the glossary entry explaining how the deal works end to end.
There are currently 14,028 assets listed in Spain in the Arkos catalogue. 9,679 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €3,723 to €5,491,830, with a median of €103,000. The median price per built square metre is €1,063/m². The most common opportunity is REO · bank-owned (80% of the inventory) and the most common property type is homes. Most of the inventory is concentrated in Madrid, Murcia, and Sevilla.
Count of the public catalogue, updated on October 1, 2026.
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Public-auction assets and bid assignments, with short timelines and a keen entry price.
12,409 listings available
Home · 73 m² · 3 beds · 1 bath
Okupado
Estimated value (area) €147,000
€123,000
Home · 59 m² · 2 beds · 1 bath
con contrato
€135,000
Home · 78 m² · 3 beds · 1 bath
Okupado
€146,000
Home · 114 m² · 2 beds · 1 bath
con contrato
Estimated value (area) €168,000
€100,000
Home · 116 m² · 3 beds · 2 baths
con contrato
Estimated value (area) €114,000
€114,000
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