NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Invest in San Fernando
Discounted real estate in San Fernando: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In San Fernando we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
San Fernando in figures
There are currently 17 assets listed in San Fernando in the Arkos catalogue. 10 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €34,900 to €174,900, with a median of €107,900. The median price per built square metre is €1,068/m². The most common opportunity is REO · bank-owned (65% of the inventory) and the most common property type is homes.
By opportunity type
- REO · bank-owned11 assets
- NPL · mortgage debt5 assets
- Auction bid assignments1 asset
By property type
- Homes10 assets
- Flats4 assets
- Houses and villas3 assets
Count of the public catalogue, updated on October 1, 2026.
What you can buy in San Fernando
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in San Fernando
17 listings available
REO with possessionPrime
Home · 72 m² · 2 beds · 1 bath
Built 1966 · Vacío
- 1,500 €/m²
- +40% vs. area
- 8.9 %
- Gross yield
Estimated value €130,000
−17 %
€108,000
NPLPrime
House · 102 m² · 2 beds · 1 bath
Built 1920
- 55 %
- Debt / value
Estimated property value €148,000
−46 %
€79,900
Photos with Arkos Prime
REOPrime
Home · 114 m² · 3 beds · 1 bath
- 1,447 €/m²
- +35% vs. area
Estimated value €169,000
Price on request
Photos with Arkos Prime
REOPrime
NPLPrime
Flat · 168 m² · 4 beds · 3 baths
Built 2005
- 61 %
- Debt / value
Estimated property value €295,000
−41 %
€175,000
Photos with Arkos Prime
REOPrime
Home · 81 m² · 3 beds · 2 baths
- 1,160 €/m²
- +9% vs. area
Estimated value €116,000
Price on request
Photos with Arkos Prime
REOPrime
Home · 73 m² · 3 beds · 1 bath
Built 1955
- 1,507 €/m²
- +41% vs. area
Estimated value €119,000
Price on request
CDRPrime
Home · 66 m² · 2 beds · 1 bath
Built 1979
- 10.2 %
- Gross yield
Estimated property value €113,000
−21 %
€89,000
Photos with Arkos Prime
REOPrime
House · 99 m² · 3 beds · 3 baths
Built 1970
- 2,051 €/m²
Estimated value €235,000
Price on request
NPLPrime
Flat · 93 m² · 2 beds · 2 baths
Built 2005
- 82 %
- Debt / value
Estimated property value €183,000
−20 %
€147,000
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Towns near San Fernando
Other towns in the province of Cádiz with their own inventory, each with its own page.