NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Discounted real estate in Cádiz: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Cádiz we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
There are currently 441 assets listed in Cádiz in the Arkos catalogue. 305 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €3,605 to €1,400,000, with a median of €87,220. The median price per built square metre is €885/m². The most common opportunity is REO · bank-owned (67% of the inventory) and the most common property type is homes. Most of the inventory is concentrated in Jerez de la Frontera, Algeciras, and Chiclana de la Frontera.
Count of the public catalogue, updated on October 28, 2026.
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Public-auction assets and bid assignments, with short timelines and a keen entry price.
441 listings available
Home · 87 m² · 3 beds · 1 bath
€121,157
Home · 72 m² · 2 beds · 1 bath
€130,000
€105,840
House · 96 m² · 2 beds · 2 baths
€168,000
€100,900
Home · 316 m² · 5 beds · 5 baths
€249,000
€171,500
Home · 71 m² · 2 beds · 1 bath
€117,000
€83,300
Home · 65 m² · 2 beds · 1 bath
€86,000
€45,080
Flat · 76 m² · 2 beds · 1 bath
€104,000
€62,720
House · 95 m² · 3 beds · 1 bath
€79,000
The towns in this province where we currently hold inventory, each with a page of its own.