NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Mortgage debt (NPL) in Valencia
37 assets of this kind in Valencia, with their published price and the real state of the proceedings.
This page holds only mortgage debt (npl) in Valencia. It is a route with its own timings, costs and risks, so it is worth looking at separately from the rest of the catalogue: below are the assets available, each with its own listing, and the glossary entry explaining how the deal works end to end.
Valencia in figures
There are currently 756 assets listed in Valencia in the Arkos catalogue. 678 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €7,711 to €321,810, with a median of €107,900. The median price per built square metre is €840/m². The most common opportunity is REO · bank-owned (90% of the inventory) and the most common property type is homes. Most of the inventory is concentrated in Gandia, València, and Alzira.
By opportunity type
- REO · bank-owned682 assets
- NPL · mortgage debt37 assets
- Auction bid assignments37 assets
By property type
- Homes202 assets
- Houses and villas171 assets
- Land and plots67 assets
- Flats52 assets
- Rural estates50 assets
- Retail premises33 assets
- Garages and storage25 assets
- Industrial units14 assets
- Offices3 assets
Count of the public catalogue, updated on October 2, 2026.
What you can buy in Valencia
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Valencia
37 listings available
NPLPrime
Flat · 233 m² · 4 beds · 2 baths
Built 1948
- 230 %
- Debt / value
Estimated property value €72,000
−56 %
€31,900
NPLPrime
Flat · 99 m² · 3 beds · 2 baths
Built 1970
- 68 %
- Debt / value
Estimated property value €91,000
−34 %
€59,900
NPLPrime
Flat · 108 m² · 3 beds · 2 baths
Built 1980
- 98 %
- Debt / value
Estimated property value €168,000
€161,000
NPLPrime
Flat · 112 m² · 3 beds · 2 baths
Built 2007
- 115 %
- Debt / value
Estimated property value €135,000
−27 %
€98,200
NPLPrime
Flat · 295 m² · 5 beds · 5 baths
Built 2004
- 36 %
- Debt / value
Estimated property value €636,000
−65 %
€225,000
NPLPrime
Industrial unit · 94 m²
Built 1990
- >300 %
- Debt / value
Estimated value (area) €79,000
−10 %
€70,800
NPLPrime
Flat · 80 m² · 3 beds · 2 baths
Built 1972
- 82 %
- Debt / value
Estimated property value €135,000
−20 %
€108,000
NPLPrime
Home · 208 m² · 4 beds · 2 baths
Built 1900
- 64 %
- Debt / value
Estimated property value €153,000
−38 %
€95,000
NPLPrime
Flat · 90 m² · 3 beds · 2 baths
Built 1980
- 59 %
- Debt / value
Estimated property value €83,000
−42 %
€47,900
NPLPrime
Flat · 81 m² · 2 beds · 2 baths
Built 2002
- 34 %
- Debt / value
Estimated property value €154,000
−67 %
€50,900
NPLPrime
Flat · 193 m² · 4 beds · 3 baths
Built 2003
- 79 %
- Debt / value
Estimated property value €179,000
−23 %
€138,000
NPLPrime
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