NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Discounted real estate in Valencia: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Valencia we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
There are currently 876 assets listed in Valencia in the Arkos catalogue. 681 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €19,600 to €4,500,000, with a median of €162,000. The median price per built square metre is €1,087/m². The most common opportunity is REO · bank-owned (78% of the inventory) and the most common property type is houses and villas. Most of the inventory is concentrated in València, Gandia, and Alzira.
Count of the public catalogue, updated on October 28, 2026.
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Public-auction assets and bid assignments, with short timelines and a keen entry price.
876 listings available
Home · 131 m² · 3 beds · 2 baths
€280,280
Home · 109 m² · 4 beds · 1 bath
€136,220
House · 300 m² · 5 beds · 1 bath
€162,000
Home · 102.81 m² · 3 beds · 2 baths
€189,000
€133,633
Home · 177 m² · 4 beds · 2 baths
€233,000
€161,700
Home · 62 m² · 2 beds · 1 bath
€145,000
€118,580
Flat · 233 m² · 4 beds · 2 baths
€72,000
€27,900
Home · 70 m² · 2 beds · 1 bath
€124,000
€92,120
Home · 92 m² · 3 beds · 1 bath
€77,420
Home · 104 m² · 3 beds · 2 baths
€133,280
The towns in this province where we currently hold inventory, each with a page of its own.