NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Mortgage debt (NPL) in Girona
31 assets of this kind in Girona, with their published price and the real state of the proceedings.
This page holds only mortgage debt (npl) in Girona. It is a route with its own timings, costs and risks, so it is worth looking at separately from the rest of the catalogue: below are the assets available, each with its own listing, and the glossary entry explaining how the deal works end to end.
Girona in figures
There are currently 376 assets listed in Girona in the Arkos catalogue. 203 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €5,590 to €799,000, with a median of €95,000. The median price per built square metre is €1,191/m². The most common opportunity is REO · bank-owned (79% of the inventory) and the most common property type is homes. Most of the inventory is concentrated in Lloret de Mar, Riudarenes, and Girona.
By opportunity type
- REO · bank-owned296 assets
- Auction bid assignments49 assets
- NPL · mortgage debt31 assets
By property type
- Homes121 assets
- Land and plots89 assets
- Houses and villas58 assets
- Flats35 assets
- Retail premises28 assets
- Garages and storage8 assets
- Rural estates8 assets
- Industrial units4 assets
Towns with the most assets
- Lloret de Mar41 assets
- Riudarenes38 assets
- Girona34 assets
- Salt31 assets
- Figueres29 assets
- Blanes25 assets
- Palafrugell15 assets
- Riells i Viabrea11 assets
- Maçanet de la Selva10 assets
- Sant Feliu de Guíxols9 assets
Count of the public catalogue, updated on October 2, 2026.
What you can buy in Girona
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Girona
31 listings available
NPLPrimeSold
NPLPrimeSold
NPLPrime
Home · 114 m² · 3 beds · 2 baths
Built 1991 · Deudor
- 131 %
- Debt / value
Estimated property value €173,000
−23 %
€134,000
NPLPrime
Home · 149 m² · 3 beds · 2 baths
Built 1980
- 45 %
- Debt / value
Estimated property value €225,000
−58 %
€95,000
NPLPrime
NPLPrime
NPLPrime
Garage or storage · 18 m²
Built 1986 · Deudor
- 83 %
- Debt / value
Estimated property value €260,000
−19 %
€210,000
NPLPrime
NPLPrime
NPLPrime
NPLPrime
NPLPrime
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