NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Discounted real estate in Girona: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Girona we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
There are currently 384 assets listed in Girona in the Arkos catalogue. 189 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €9,800 to €1,990,000, with a median of €105,840. The median price per built square metre is €1,241/m². The most common opportunity is REO · bank-owned (74% of the inventory) and the most common property type is homes. Most of the inventory is concentrated in Lloret de Mar, Riudarenes, and Girona.
Count of the public catalogue, updated on October 28, 2026.
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Public-auction assets and bid assignments, with short timelines and a keen entry price.
384 listings available
Home · 94 m² · 3 beds · 1 bath
€187,092
Home · 88 m² · 3 beds · 1 bath
€53,000
€43,659
Home · 52 m² · 2 beds · 1 bath
€63,000
€49,980
Home · 98 m² · 3 beds · 2 baths
€191,000
€138,533
Home · 59 m² · 3 beds · 1 bath
€94,000
€73,500
Home · 164 m² · 3 beds · 2 baths
€253,000
€159,740
Home · 147.2 m² · 3 beds · 2 baths
€171,941
House · 220 m² · 4 beds · 2 baths
€290,000
Home · 176 m² · 4 beds · 2 baths
€641,900
Home · 69.3 m² · 3 beds · 1 bath
€93,100
The towns in this province where we currently hold inventory, each with a page of its own.