NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Mortgage debt (NPL) in Lugo
9 assets of this kind in Lugo, with their published price and the real state of the proceedings.
This page holds only mortgage debt (npl) in Lugo. It is a route with its own timings, costs and risks, so it is worth looking at separately from the rest of the catalogue: below are the assets available, each with its own listing, and the glossary entry explaining how the deal works end to end.
Lugo in figures
There are currently 69 assets listed in Lugo in the Arkos catalogue. 59 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €5,225 to €100,779, with a median of €76,900. The median price per built square metre is €568/m². The most common opportunity is REO · bank-owned (81% of the inventory) and the most common property type is retail premises. Most of the inventory is concentrated in Lugo, Barreiros, and Burela.
By opportunity type
- REO · bank-owned56 assets
- NPL · mortgage debt9 assets
- Auction bid assignments4 assets
By property type
- Retail premises16 assets
- Homes12 assets
- Land and plots10 assets
- Houses and villas9 assets
- Flats7 assets
- Garages and storage3 assets
- Rural estates2 assets
- Offices1 asset
Count of the public catalogue, updated on October 1, 2026.
What you can buy in Lugo
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Lugo
9 listings available
NPLPrime
NPLPrime
Home · 86 m² · 3 beds · 2 baths
Built 1989
- 80 %
- Debt / value
Estimated property value €100,000
−23 %
€76,900
NPLPrime
Flat · 134 m² · 4 beds · 2 baths
Built 1961
- 110 %
- Debt / value
Estimated property value €163,000
−63 %
€60,900
NPLPrime
Flat · 192 m² · 4 beds · 3 baths
Built 2002
- 43 %
- Debt / value
Estimated property value €238,000
−58 %
€98,900
NPLPrime
Flat · 109 m² · 3 beds · 2 baths
Built 1976
- 80 %
- Debt / value
Estimated property value €121,000
−22 %
€94,900
NPLPrime
Flat · 117 m² · 4 beds · 2 baths
Built 1981
- 64 %
- Debt / value
Estimated property value €95,000
−38 %
€58,900
NPLPrime
Flat · 134 m² · 4 beds · 2 baths
Built 1961
- 110 %
- Debt / value
Estimated property value €163,000
−63 %
€60,900
NPLPrime
Flat · 98 m² · 2 beds · 2 baths
Built 2004
- 128 %
- Debt / value
Estimated property value €140,000
−63 %
€51,900
NPLPrime
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