NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Invest in Cartes
Discounted real estate in Cartes: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Cartes we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
Cartes in figures
There are currently 4 assets listed in Cartes in the Arkos catalogue. 3 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €112,000 to €112,000, with a median of €112,000. The most common opportunity is REO · bank-owned (75% of the inventory) and the most common property type is flats.
By opportunity type
- REO · bank-owned3 assets
- Auction bid assignments1 asset
By property type
- Flats1 asset
- Homes1 asset
- Retail premises1 asset
Count of the public catalogue, updated on October 1, 2026.
What you can buy in Cartes
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Cartes
4 listings available
Photos with Arkos Prime
REOPrime
Retail unit · 106 m²
- 472 €/m²
- −50% vs. area
Estimated value (area) €99,400
Price on request
Photos with Arkos Prime
REOPrime
CDRPrime
Home · 105 m² · 2 beds · 2 baths
Built 1997
- 7.8 %
- Gross yield
Estimated property value €165,000
−32 %
€112,000
Photos with Arkos Prime
REOPrime
Property · 23 m²
- 609 €/m²
- −35% vs. area
Estimated value (area) €21,600
Price on request
Towns near Cartes
Other towns in the province of Cantabria with their own inventory, each with its own page.