NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Invest in Cantabria
Discounted real estate in Cantabria: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Cantabria we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
Cantabria in figures
There are currently 167 assets listed in Cantabria in the Arkos catalogue. 146 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €5,600 to €351,000, with a median of €79,500. The median price per built square metre is €938/m². The most common opportunity is REO · bank-owned (89% of the inventory) and the most common property type is homes. Most of the inventory is concentrated in Santander, Piélagos, and Val de San Vicente.
By opportunity type
- REO · bank-owned148 assets
- Auction bid assignments14 assets
- NPL · mortgage debt5 assets
By property type
- Homes56 assets
- Houses and villas22 assets
- Retail premises22 assets
- Land and plots18 assets
- Flats10 assets
- Offices5 assets
- Rural estates3 assets
- Garages and storage2 assets
- Industrial units1 asset
Towns with the most assets
- Santander41 assets
- Piélagos10 assets
- Val de San Vicente9 assets
- Torrelavega9 assets
- Santoña7 assets
- Castro-urdiales6 assets
- Santa Cruz de Bezana6 assets
- Ampuero6 assets
- El Astillero6 assets
- Castañeda6 assets
Count of the public catalogue, updated on October 1, 2026.
What you can buy in Cantabria
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Cantabria
167 listings available
REOPrime
Home · 101 m² · 2 beds · 2 baths
Built 2008
- 1,436 €/m²
- +14% vs. area
- 7 %
- Gross yield
Estimated value €217,000
−33 %
€145,000
REO with possessionPrime
Home · 58 m² · 2 beds · 1 bath
Built 1920 · Vacío
- 1,190 €/m²
- −5% vs. area
- 11.8 %
- Gross yield
Estimated value €82,000
−16 %
€69,000
REOPrimeSold
Flat · 64 m² · 2 beds · 1 bath
Built 1962
- 1,313 €/m²
- +40% vs. area
Estimated value €118,000
−29 %
€84,000
REOPrimeSold
Flat · 88 m² · 2 beds · 2 baths
Built 2008
- 3,148 €/m²
- 4.5 %
- Gross yield
Estimated value €426,000
−35 %
€277,000
REOPrime
Flat · 85 m² · 2 beds · 1 bath
Built 1968
- 1,327 €/m²
- +5% vs. area
- 8.5 %
- Gross yield
Estimated value €212,000
−47 %
€113,000
CDRPrime
Home · 150 m² · 4 beds · 2 baths
Built 1985
−5 %Assignment vs property value
Estimated property value €70,000
€66,400
Photos with Arkos Prime
REO without possessionPrimeSold
House · 382 m² · 5 beds · 2 baths
Built 1958 · Sin Posesión
- 2,611 €/m²
Estimated value €1,230,000
Price on request
Photos with Arkos Prime
REOPrime
Retail unit · 253 m² · 1 bath
- 530 €/m²
- −58% vs. area
Estimated value (area) €319,000
Price on request
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
House · 240 m² · 6 beds · 4 baths
Built 2006
- 1,650 €/m²
Estimated value €523,000
Price on request
Photos with Arkos Prime
REOPrime
Towns in Cantabria
The towns in this province where we currently hold inventory, each with a page of its own.