NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Invest in Espirdo
Discounted real estate in Espirdo: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Espirdo we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
Espirdo in figures
There are currently 7 assets listed in Espirdo in the Arkos catalogue. 1 of them is listed masked: it appears in search without price or address and its page asks for access. Published prices run from €37,445 to €110,000, with a median of €86,900. The median price per built square metre is €1,498/m². The most common opportunity is NPL · mortgage debt (71% of the inventory) and the most common property type is flats.
By opportunity type
- NPL · mortgage debt5 assets
- REO · bank-owned1 asset
- Auction bid assignments1 asset
By property type
- Flats5 assets
- Homes1 asset
- Land and plots1 asset
Count of the public catalogue, updated on October 1, 2026.
What you can buy in Espirdo
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Espirdo
7 listings available
NPLPrime
Flat · 65 m² · 2 beds · 1 bath
Built 2005
- 96 %
- Debt / value
Estimated property value €105,000
−7 %
€97,900
NPLPrime
Flat · 54 m² · 1 bed · 1 bath
Built 2005
- 91 %
- Debt / value
Estimated property value €92,000
−12 %
€80,900
Photos with Arkos Prime
REOPrime
NPLPrime
CDRPrime
Home · 144 m² · 3 beds · 2 baths
Built 2005
- 7.1 %
- Gross yield
Estimated property value €140,000
−21 %
€110,000
NPLPrime
Flat · 38 m² · 1 bed · 1 bath
Built 2005
- 100 %
- Debt / value
Estimated property value €80,000
−53 %
€37,400
NPLPrime
Flat · 60 m² · 1 bed · 1 bath
Built 2005
- 97 %
- Debt / value
Estimated property value €98,000
−5 %
€92,900
Towns near Espirdo
Other towns in the province of Segovia with their own inventory, each with its own page.