NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Invest in Palencia
Discounted real estate in Palencia: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Palencia we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
Palencia in figures
There are currently 39 assets listed in Palencia in the Arkos catalogue. 27 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €22,000 to €138,482, with a median of €55,000. The median price per built square metre is €643/m². The most common opportunity is REO · bank-owned (79% of the inventory) and the most common property type is homes. Most of the inventory is concentrated in Palencia, Guardo, and Santibáñez de la Peña.
By opportunity type
- REO · bank-owned31 assets
- NPL · mortgage debt7 assets
- Auction bid assignments1 asset
By property type
- Homes11 assets
- Retail premises9 assets
- Houses and villas7 assets
- Flats6 assets
- Land and plots3 assets
- Rural estates1 asset
Towns with the most assets
- Palencia23 assets
- Guardo2 assets
- Santibáñez de la Peña2 assets
- Villamuriel de Cerrato2 assets
- Carrion de los Condes1 asset
- Saldaña1 asset
- Grijota1 asset
- Duenas1 asset
- Salinas de Pisuerga1 asset
- Cervatos de la Cueza1 asset
Count of the public catalogue, updated on October 2, 2026.
What you can buy in Palencia
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Palencia
39 listings available
REO with possessionPrime
REOPrime
Flat · 55 m² · 2 beds · 1 bath
Built 1962
- 400 €/m²
- −38% vs. area
Estimated value €58,000
−62 %
€22,000
NPLPrime
House · 128 m² · 3 beds · 1 bath
Built 1945
- 153 %
- Debt / value
Estimated property value €62,000
−41 %
€36,700
REOPrime
Flat · 69 m² · 2 beds · 1 bath
Built 1980
- 797 €/m²
- +24% vs. area
- 13.5 %
- Gross yield
Estimated value €94,000
−41 %
€55,000
REOPrimeSold
Flat · 86 m² · 3 beds · 1 bath
Built 1969
- 419 €/m²
- −35% vs. area
- 20.7 %
- Gross yield
Estimated value €114,000
−68 %
€36,000
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Retail unit · 197 m²
- 503 €/m²
- −22% vs. area
Estimated value (area) €127,000
Price on request
NPLPrime
House · 242 m² · 5 beds · 4 baths
Built 1998
- 46 %
- Debt / value
Estimated property value €280,000
−55 %
€125,000
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Retail unit · 195 m² · 1 bath
Built 1977
- 509 €/m²
- −21% vs. area
Estimated value (area) €125,000
Price on request
Photos with Arkos Prime
REOPrime
Home · 141 m² · 2 beds · 2 baths
Built 2006
- 1,199 €/m²
Estimated value €175,000
Price on request