NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Mortgage debt (NPL) in Cartaya
9 assets of this kind in Cartaya, with their published price and the real state of the proceedings.
This page holds only mortgage debt (npl) in Cartaya. It is a route with its own timings, costs and risks, so it is worth looking at separately from the rest of the catalogue: below are the assets available, each with its own listing, and the glossary entry explaining how the deal works end to end.
Cartaya in figures
There are currently 20 assets listed in Cartaya in the Arkos catalogue. 11 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €26,291 to €116,053, with a median of €70,000. The median price per built square metre is €666/m². The most common opportunity is REO · bank-owned (55% of the inventory) and the most common property type is homes.
By opportunity type
- REO · bank-owned11 assets
- NPL · mortgage debt9 assets
By property type
- Homes7 assets
- Flats5 assets
- Houses and villas5 assets
- Retail premises1 asset
- Industrial units1 asset
- Land and plots1 asset
Count of the public catalogue, updated on October 1, 2026.
What you can buy in Cartaya
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Cartaya
9 listings available
NPLPrime
Flat · 88 m² · 2 beds · 2 baths
Built 2006
- 101 %
- Debt / value
Estimated property value €80,000
−31 %
€55,100
NPLPrime
NPLPrime
Flat · 102 m² · 3 beds · 2 baths
Built 1982
- 82 %
- Debt / value
Estimated property value €85,000
−20 %
€67,900
NPLPrime
Flat · 145 m² · 4 beds · 2 baths
Built 1970
- 90 %
- Debt / value
Estimated property value €119,000
−13 %
€104,000
NPLPrime
NPLPrime
NPLPrime
House · 164 m² · 4 beds · 1 bath
Built 1950
- 43 %
- Debt / value
Estimated property value €98,000
−58 %
€40,900
NPLPrime
Retail unit · 73 m²
Built 2003
- >300 %
- Debt / value
Estimated property value €19,900
−56 %
€8,750
Photos with Arkos Prime
NPLPrime
Home · 79 m² · 3 beds · 1 bath
Built 1978
- 129 %
- Debt / value
Estimated property value €67,000
Price on request
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