NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Mortgage debt (NPL) in Berja
14 assets of this kind in Berja, with their published price and the real state of the proceedings.
This page holds only mortgage debt (npl) in Berja. It is a route with its own timings, costs and risks, so it is worth looking at separately from the rest of the catalogue: below are the assets available, each with its own listing, and the glossary entry explaining how the deal works end to end.
Berja in figures
There are currently 23 assets listed in Berja in the Arkos catalogue. 7 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €17,221 to €216,181, with a median of €56,303. The median price per built square metre is €415/m². The most common opportunity is NPL · mortgage debt (61% of the inventory) and the most common property type is houses and villas.
By opportunity type
- NPL · mortgage debt14 assets
- REO · bank-owned7 assets
- Auction bid assignments2 assets
By property type
- Houses and villas9 assets
- Flats4 assets
- Homes4 assets
- Land and plots4 assets
- Garages and storage1 asset
- Industrial units1 asset
Count of the public catalogue, updated on October 1, 2026.
What you can buy in Berja
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Berja
14 listings available
NPLPrime
House · 188 m² · 4 beds · 2 baths
Built 1975
- 62 %
- Debt / value
Estimated property value €98,000
−40 %
€58,900
NPLPrime
Flat · 83 m² · 2 beds · 2 baths
Built 2006
- 104 %
- Debt / value
Estimated property value €73,000
−22 %
€56,700
NPLPrime
House · 98 m² · 2 beds · 1 bath
Built 1960
- 69 %
- Debt / value
Estimated property value €56,000
−34 %
€36,900
NPLPrime
Flat · 86 m² · 2 beds · 2 baths
Built 2003
- 94 %
- Debt / value
Estimated property value €74,000
−8 %
€67,900
NPLPrime
House · 36 m² · 1 bed · 1 bath
Built 1970
- 39 %
- Debt / value
Estimated property value €45,000
−62 %
€17,200
NPLPrime
NPLPrime
House · 157 m² · 4 beds · 2 baths
Built 1995
- 54 %
- Debt / value
Estimated property value €107,000
−48 %
€55,900
NPLPrime
Flat · 57 m² · 2 beds · 1 bath
Built 1960
- 137 %
- Debt / value
Estimated property value €33,000
−28 %
€23,700
NPLPrime
NPLPrime
NPLPrime
Garage or storage · 1843 m²
Built 2010
- >300 %
- Debt / value
Estimated property value €750,000
−71 %
€216,000
NPLPrime
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