NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Discounted real estate in Berja: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Berja we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
There are currently 20 assets listed in Berja in the Arkos catalogue. 4 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €9,570 to €69,580, with a median of €43,900. The median price per built square metre is €346/m². The most common opportunity is NPL · mortgage debt (70% of the inventory) and the most common property type is houses and villas.
Count of the public catalogue, updated on October 22, 2026.
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Public-auction assets and bid assignments, with short timelines and a keen entry price.
20 listings available
Flat · 83 m² · 2 beds · 2 baths
€73,000
€50,900
House · 98 m² · 2 beds · 1 bath
€56,000
€33,900
Flat · 86 m² · 2 beds · 2 baths
€74,000
€43,900
House · 87 m² · 2 beds · 1 bath
€58,000
€39,102
House · 157 m² · 4 beds · 2 baths
€107,000
€50,900
Flat · 57 m² · 2 beds · 1 bath
€33,000
€20,900
Other towns in the province of Almería with their own inventory, each with its own page.