NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Invest in Lerma
Discounted real estate in Lerma: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Lerma we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
Lerma in figures
There are currently 6 assets listed in Lerma in the Arkos catalogue. 1 of them is listed masked: it appears in search without price or address and its page asks for access. Published prices run from €41,887 to €125,144, with a median of €72,900. The most common opportunity is NPL · mortgage debt (83% of the inventory) and the most common property type is retail premises.
By opportunity type
- NPL · mortgage debt5 assets
- REO · bank-owned1 asset
By property type
- Retail premises3 assets
- Flats2 assets
- Land and plots1 asset
Count of the public catalogue, updated on October 1, 2026.
What you can buy in Lerma
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Lerma
6 listings available
NPLPrime
NPLPrime
Flat · 67 m² · 2 beds · 1 bath
Built 2003
- 89 %
- Debt / value
Estimated property value €84,000
−13 %
€72,900
Photos with Arkos Prime
REOPrime
NPLPrime
Flat · 72 m² · 2 beds · 1 bath
Built 2001
- 104 %
- Debt / value
Estimated property value €83,000
−50 %
€41,900
NPLPrime
NPLPrime
Towns near Lerma
Other towns in the province of Burgos with their own inventory, each with its own page.