NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Invest in Bilbao
Discounted real estate in Bilbao: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Bilbao we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
Bilbao in figures
There are currently 37 assets listed in Bilbao in the Arkos catalogue. 29 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €96,000 to €900,000, with a median of €164,450. The most common opportunity is REO · bank-owned (81% of the inventory) and the most common property type is homes.
By opportunity type
- REO · bank-owned30 assets
- Auction bid assignments6 assets
- NPL · mortgage debt1 asset
By property type
- Homes15 assets
- Retail premises10 assets
- Offices2 assets
- Industrial units2 assets
Count of the public catalogue, updated on October 1, 2026.
What you can buy in Bilbao
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Bilbao
37 listings available
REO without possessionPrime
REOPrime
BB
CDRPrime
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Home · 100 m² · 4 beds · 3 baths
Built 1954
- 870 €/m²
Estimated value €204,000
Price on request
BB
Rented REOPrime
Photos with Arkos Prime
REOPrime
CDRPrime
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Towns near Bilbao
Other towns in the province of Bizkaia with their own inventory, each with its own page.