NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Invest in Álava
Discounted real estate in Álava: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Álava we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
Álava in figures
There are currently 29 assets listed in Álava in the Arkos catalogue. 26 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €137,000 to €199,000, with a median of €199,000. The most common opportunity is REO · bank-owned (93% of the inventory) and the most common property type is retail premises. Most of the inventory is concentrated in Vitoria-gasteiz, Legutio, and Salvatierra/agurain.
By opportunity type
- REO · bank-owned27 assets
- Auction bid assignments2 assets
By property type
- Retail premises11 assets
- Homes7 assets
- Offices3 assets
- Houses and villas1 asset
- Industrial units1 asset
Towns with the most assets
- Vitoria-gasteiz25 assets
- Legutio1 asset
- Salvatierra/agurain1 asset
- Laudio/llodio1 asset
- Asparrena1 asset
Count of the public catalogue, updated on October 1, 2026.
What you can buy in Álava
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Álava
29 listings available
REOPrime
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Home · 113 m² · 3 beds · 2 baths
- 2,876 €/m²
Estimated value €347,000
Price on request
Photos with Arkos Prime
REOPrime
Home · 65 m² · 2 beds · 1 bath
Built 1959
- 1,046 €/m²
Estimated value €179,000
Price on request
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
CDRPrime
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Photos with Arkos Prime
REOPrime
Home · 48 m² · 1 bed · 1 bath
- 1,552 €/m²
Estimated value €77,200
Price on request
Towns in Álava
The towns in this province where we currently hold inventory, each with a page of its own.