NPL · Mortgage debt
Non-performing loans bought at a steep discount: you take the creditor position and reach the property below market.
Invest in Ugena
Discounted real estate in Ugena: non-performing loans (NPL), bank-owned assets (REO) and auctions, each one selected and audited.
In Ugena we gather investment opportunities below market value. Every asset goes through legal due diligence and a sourced valuation before you see it.
Ugena in figures
There are currently 6 assets listed in Ugena in the Arkos catalogue. 2 of them are listed masked: they appear in search without price or address and their page asks for access. Published prices run from €99,900 to €258,000, with a median of €173,950. The most common opportunity is NPL · mortgage debt (50% of the inventory) and the most common property type is houses and villas.
By opportunity type
- NPL · mortgage debt3 assets
- REO · bank-owned2 assets
- Auction bid assignments1 asset
By property type
- Houses and villas6 assets
Count of the public catalogue, updated on October 1, 2026.
What you can buy in Ugena
REO · Bank-owned
Assets already owned by the bank. Immediate title by deed, with no pending court process.
Auctions
Public-auction assets and bid assignments, with short timelines and a keen entry price.
Opportunities in Ugena
6 listings available
NPLPrime
House · 227 m² · 5 beds · 4 baths
Built 2007
- 115 %
- Debt / value
Estimated property value €296,000
−39 %
€180,000
REOPrime
House · 223 m² · 5 beds · 4 baths
Built 2006
- 1,157 €/m²
Estimated value €345,000
−25 %
€258,000
NPLPrime
House · 190 m² · 4 beds · 3 baths
Built 2002
- 58 %
- Debt / value
Estimated property value €298,000
−44 %
€168,000
Photos with Arkos Prime
CDRPrime
House · 217 m² · 3 beds · 2 baths
Built 2003
−5 %Assignment vs property value
Estimated property value €339,000
Price on request
Photos with Arkos Prime
REOPrime
NPLPrime
House · 154 m² · 4 beds · 3 baths
Built 1996
- 46 %
- Debt / value
Estimated property value €223,000
−55 %
€99,900
Towns near Ugena
Other towns in the province of Toledo with their own inventory, each with its own page.